Your mortgage is a key part of your overall financial strategy.
We are experts at structuring and packaging your borrowing-structure to get the most efficient outcome to suit your situation.
We take the time to get to know you and assist you through your finance requirements, whether it be for a new home, refinancing, investment property, business lending, commercial lending, Self-Managed Super Fund (SMSF) lending and more.
We ensure that the progress from loan submission to loan settlement is efficient and seamless. We have specialist knowledge in residential home loans and the multitude of lender offerings; not only do we find the most suitable loan for you, we ensure that approval and settlement happen quickly.
Whatever the circumstances, we are there to service our clients’ changing needs in a rapidly changing world, always there to provide solutions.
Travis Keay is a credit representative (476442) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).
TAILORED LENDING SOLUTIONS
Your borrowing structure is tailored for your specific needs and is not established using a one-size-fits-all solution. Your situation is unique and therefore the loan structure should be presented in a manner that meets your requirements.
We will work with you to identify the best lenders from our extended panel for your situation.
ABILITY TO DEAL WITH A RANGE OF LENDERS
We have longstanding and established arrangements with over 65 lenders including the major banks, regional banks and with non-bank lenders. This enables us to identify the lender that is most suitable for you and not the other way around!
At times we will obtain multiple offers from different lenders providing you with competition and choice.
INNOVATIVE AND HIGHLY COMPETITIVE
Our mortgage broking service enables your mortgage application to proceed seamlessly to settlement with clear and ongoing communication from our mortgage team at each step.
We collate all of the important information and deal with the lender on your behalf.
SEPARATE NON TAX DEDUCTIBLE LOANS FROM LOANS ELIGIBLE FOR TAX DEDUCTIONS
The ability to identify and separate the different types of debt will enable you to prioritise your repayment schedule to eliminate debt which costs you the most first.
Locumsgroup can provide advice on this key aspect of your finances.